Terms & Conditions

Watchlist Finance Limited Registered Office: 1st Floor, 7 Lion Street, Abergavenny, Monmouthshire, Wales, NP7 5PH

Company Number: 16351154

1. Introduction

Welcome to Watchlist Finance Limited (“we”, “our”, “us”). By accessing or using this website, you agree to be bound by these Terms and Conditions (“Terms”). Please read them carefully before using our site or engaging with our services.

Watchlist Finance Limited acts as a credit broker, not a lender. We introduce limited companies (“Ltd companies”) to finance providers and brokers who may be able to offer commercial credit facilities.

We are not authorised or regulated by the Financial Conduct Authority (FCA) and only arrange non-regulated introductions.

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2. Eligible Customers

Our services are strictly available to incorporated businesses only — specifically limited companies registered in the United Kingdom.

We cannot and do not provide services to:

• Sole traders
• Partnerships
• Individuals
• Consumers

If you are not a limited company, you must not submit an enquiry or attempt to use our services.

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3. Nature of Our Service

Watchlist Finance Limited acts solely as an introducer or intermediary between limited companies seeking finance and third-party finance providers. We do not:

• Offer or provide finance directly;
• Give financial or legal advice;
• Assess suitability or affordability;
• Guarantee approval or specific lending outcomes.

All lending decisions are made by the finance provider, and any credit agreement entered into is between your company and that provider.
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4. Commission Disclosure

We may receive a commission, fee, or other form of payment from finance providers or partners when an introduction results in a successful transaction.

The amount or structure of commission may vary between providers and is typically calculated as either:

• A fixed fee, or
• A percentage of the amount borrowed.

Further details regarding the commission model applicable to your enquiry will be disclosed at the relevant stage of your customer journey.

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5. No FCA Authorisation

Watchlist Finance Limited is not authorised or regulated by the Financial Conduct Authority (FCA).
We are permitted to complete non-regulated introductions only, meaning we can only facilitate commercial lending opportunities for incorporated businesses, not consumer credit arrangements.
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6. Data Protection and Privacy

We are committed to protecting your data in compliance with UK data protection law. Our Privacy Policy sets out how we collect, store, and use your personal and business information.

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7. Website Use

You agree to use this website lawfully and in accordance with these Terms. You must not attempt to misuse or disrupt the site, introduce harmful code, or use it for fraudulent or misleading purposes.

We may update, suspend, or remove any part of the website without notice.
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8. Limitation of Liability

While we aim to provide accurate and up-to-date information, Watchlist Finance Limited does not warrant the completeness or reliability of any content on this site.

We will not be liable for any loss, damage, or expense — direct, indirect, or consequential — arising from your use of this site or any introduction we facilitate, except where such liability cannot lawfully be excluded.

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9. Governing Law

These Terms and any disputes arising from them are governed by the laws of England and Wales, and subject to the exclusive jurisdiction of the courts of England and Wales.
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10. Contact Information

For any questions regarding these Terms, please contact us at:

‍Watchlist Finance Limited 1st Floor, 7 Lion Street, Abergavenny, Monmouthshire, Wales, NP7 5PH
Email: hello@watchlistgroup.com